:root{--ink:#132238;--blue:#0876c9;--cyan:#19b7d8;--soft:#eef7fb;--line:#dce8ef;--white:#fff;--muted:#587083;--accent:#f29d38}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(1120px,92%);margin:auto}.top{background:var(--ink);color:#fff;font-size:.88rem;padding:8px 0}.top .wrap{display:flex;justify-content:space-between;gap:20px}.nav{padding:18px 0;border-bottom:1px solid var(--line);background:#fff}.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-size:1.22rem;font-weight:800;letter-spacing:-.03em}.brand span{color:var(--blue)}.menu{display:flex;gap:18px;flex-wrap:wrap;font-size:.94rem;font-weight:650}.hero{padding:78px 0;background:linear-gradient(120deg,#eaf8fd,#fff 60%)}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center}.eyebrow{text-transform:uppercase;color:var(--blue);font-weight:800;letter-spacing:.1em;font-size:.78rem}.hero h1{font-size:clamp(2.25rem,5vw,4.3rem);line-height:1.04;letter-spacing:-.055em;margin:12px 0 20px}.lead{font-size:1.2rem;color:var(--muted);max-width:680px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}.btn{display:inline-block;padding:13px 19px;border-radius:9px;background:var(--blue);color:#fff;font-weight:800}.btn.alt{background:#fff;color:var(--blue);border:1px solid var(--blue)}.hero-card,.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:25px;box-shadow:0 10px 30px #15334b0d}.hero-card{border-top:5px solid var(--cyan)}.hero-card h2{margin-top:0}.section{padding:68px 0}.section.tint{background:var(--soft)}.section h2{font-size:clamp(1.8rem,3vw,2.8rem);line-height:1.1;letter-spacing:-.04em;margin:0 0 14px}.intro{max-width:720px;color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:28px}.grid.two{grid-template-columns:repeat(2,1fr)}.card h3{margin-top:0}.icon{font-size:2rem}.check{padding-left:0;list-style:none}.check li{margin:10px 0}.check li:before{content:'✓';color:#129f72;font-weight:900;margin-right:10px}.notice{border-left:4px solid var(--accent);padding:16px 18px;background:#fff8ed;border-radius:6px}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{font-weight:800;cursor:pointer}.breadcrumbs{padding:22px 0;font-size:.9rem;color:var(--muted)}.article{max-width:800px;margin:auto}.article h1{font-size:clamp(2rem,4vw,3.4rem);line-height:1.1}.article h2{margin-top:36px}.footer{background:var(--ink);color:#dbeaf2;padding:45px 0 22px}.footer a{color:#a9dcf6}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.footer small{display:block;margin-top:35px;padding-top:18px;border-top:1px solid #ffffff22}.form{display:grid;gap:14px;max-width:700px}.form input,.form textarea{width:100%;padding:13px;border:1px solid var(--line);border-radius:8px;font:inherit}.form textarea{min-height:140px}@media(max-width:760px){.hero-grid,.grid,.grid.two,.footer-grid{grid-template-columns:1fr}.menu{display:none}.hero{padding:55px 0}.top .wrap{display:block}.top .wrap span+span{display:none}}